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HIA - Lumenos HIA Plan
Lumenos HIA Plan brochure
The person most responsible for your health? You. The plan most supportive of your health? Lumenos HIA, a consumer-driven health plan from Anthem Blue Cross and Blue Shield.
Think of “health plan” and what comes to mind? Most likely, coverage that helps pay the cost of medical care when you’re sick or injured.
We’re out to change your thinking.
With the Lumenos Health Incentive Account (HIA) Plan-an innovative consumer-driven health plan for individuals and families from Anthem Blue Cross and Blue Shield-protection against medical expenses is only part of the story.
What makes the Lumenos HIA Plan different? Plan features specially designed to improve and maintain your health and give you enhanced control over your health care dollars. Take a look:
. Preventive care covered. When you use our network providers, nationally recommended preventive care services are paid for by Anthem, at zero cost to you.
. A Health Incentive Account that empowers you. You'll have the opportunity to earn health care dollars that you manage and control.
. Exclusive health tools and personalized services. You’ll have access to a wealth of ways to improve and maintain your health-all at no charge, including:
- An online Health Assessment designed to help you measure your overall health.
– A Personal Health Coach Program, Smoking Cessation Program, and Weight Management Program.
– 24-Hour Nurse Advice Line when you need a quick answer to a routine health question or advice on a medical issue.
– An online health site with tools and information, including network provider listings, hospital quality ratings, prescription drug costs, wellness articles, and much more.
. Built-in value through Anthem discounts. You choose your own doctor and you never need referrals—but when you use our network providers, you can save money because you'll receive Anthem's negotiated discounts on services and prescriptions.
. Flexibility. Choices and options are available to help tailor your Lumenos HIA Plan to your needs and budget-and you control a portion of your health care dollars for even more flexibility.
. Ways to improve your health and your financial health. You can receive dollars for your Health Incentive Account designed to help reduce your out-of-pocket health expenses, while improving your health and well-being.
For custom rate quote based on your specific information on Lumenos HIA plans Click here.