Affordable Health Insurance

Dental and Vision PPO Plus plans brochure

Dental and vision coverage is available on all Health Net Individual and Family Plans (excluding Quick Net).

Health Net offers a full line of dental and vision benefits administered through SafeGuard Health Plans, Inc. and Eyemed Vision Care, LLC.

This optional coverage is available as a package to you with no deductibles.
 
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HMO 15 plan brochure

You visit the doctor on a regular basis. You may pay more each month, but have a lower copayment each time you visit a doctor or specialist.
 
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HMO 40 plan brochure

If you don't visit the doctor that often, this could be a plan for you. Your payment each month (premium) won’t be as high, but you'll have a higher copayment ($40) each time you go to the doctor or see a specialist.
 
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BalanceNet plan brochure

Designed for both individuals and families, BalanceNet combines the security of comprehensive coverage with choice and convenience. The plan includes maternity coverage, features two preventive or doctor office visits for a $35 copayment per visit (annual deductible waived for these visits), and comes complete with 3-tier prescription drug coverage. The annual deductible is $3,500 for individuals, $7,000 for families.

For custom rate quote based on your specific information on Health Net PPO plans Click here
 

Optimum Advantage HSA plan brochure

These high-deductible PPO insurance plans work well for people who don’t go to the doctor often but who want protection against the unexpected. You have a EZ Access HSA: high deductible PPO insurance plans with tax saving opportunities choice of two annual deductible amounts – $2,500 or $4,500. The higher the deductible amount, the lower your monthly premium.

With Optimum Advantage HSA insurance plans, there are no surprises or hidden costs, and no complicated
copayment/coinsurance structure to figure out. After you meet your calendar-year deductible, in-network benefits are paid at 100%. Plus, you have immediate
coverage for child and adult preventive care services for which you pay a set copayment.

Once you’re enrolled in one of these plans, you may open an HSA at any bank or financial institution that offers them. To make it easy, Health Net has partnered with Bank of America to offer our insureds an HSA that’s easy to administer, quick to set up (within 15 calendar days), and comes with a convenient Bank of America VISA® debit card for account access.

For custom rate quote based on your specific information on Health Net PPO plans Click here
 

ValueNet plan brochure

A low premium price plan for those who rarely get sick or go to the doctor, ValueNet proides the security of just-in-case coverage plus the flexibility of having two preventive or doctor office visits for a $35 copayment per visit (annual $4,000 deductible waived for these visits). All other covered services have a $35% coinsurance after deductible. This applicant-only plan includes a $10 generic prescription drug benefit.

For custom rate quote based on your specific information on Health Net PPO plans Click here
 

NetFirst plan brochure

This is a zero-deductible, applicant-only plan created for the active, healthy consumer. Zero-deductible means there is no annual deductible to meet; you pay a $35 copayment for doctor visits and 35% coinsurance for other services, where applicable. This plan also offers two pharmacy choices: Generic only for value, or 3-tier for Generic and Brand prescriptions.

For custom rate quote based on your specific information on Health Net PPO plans Click here
 

Quick Net Short Term PPO plans brochure

If you are looking for short-term health care coverage by the day or month, take advantage of true PPO benefits with great rates. There are three benefit options to choose from, with coverage up to six months.

Two kinds of short-term health coverage for people on the go - Daily and Monthly
 
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