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Lumenos HIA
Lumenos HIA plan brochure
When you enroll in the Lumenos HIA plan, you'll get:
Health Incentive Account (HIA). Earn Healthy Rewards dollars in your HIA to use on covered medical expenses and prescriptions.
. Use available HIA funds first to pay for covered medical expenses and prescriptions
. Unused funds rollover year-to-year
. Unlimited choice of providers. If you see in-network providers, you may pay less for your care.
. Earn Healthy Rewards* – money added to your account:
. $50 for completing the Health Assessment
. $100 for enrolling in the Personal Health Coach program
. $100 for graduating from the Personal Health Coach program
. $50 for completing the Smoking Cessation program
. $50 for completing the Weight Management program
*Some eligibility requirements and limitations may apply for programs and incentives
Plus, get 100% coverage for nationally recommended preventive care services with no deduction from your HIA or out-of-pocket costs for you if you see an in-network provider.
Traditional Health Coverage
A comprehensive health plan providing added protection for you and your family
. Traditional Health Coverage begins after you have used your HIA allocation and paid an out-of-pocket amount – called your Bridge – needed to satisfy your plan's annual deductible.
. Your out-of-pocket expenses are limited to a maximum each year, after which you receive 100% protection for covered services.
. Unlimited choice of providers. If you see in-network providers, you may pay less for your care.
For custom rate quote based on your specific information on Lumenos HIA plans Click here.