Smoker Fees For Health Insurance Remain A Hazy Issue
06 05 08 - 13:20
Copyright: Chicago Tribune
Source: Chicago Tribune (KRT)
CHICAGO - Smoking is a lightning rod for controversy, as is the question of whether workers who smoke should have to pay more for their health insurance.
It''s no wonder then that Whirlpool Corp. made headlines last month for suspending 39 workers who were seen smoking outside their Evansville, Ind., factory despite enrolling for insurance as non-smokers.
Whirlpool's smokers pay $500 a year more for their employer-provided health insurance - a penalty big enough to increase the likelihood of cheating - but how would the company find out? Internet message boards buzzed with speculation about spy cameras and company snitches.
But truth sometimes is stranger than fiction. It wasn''t management surveillance or finger-pointing co-workers that outed the smokers. It was the employees themselves.
A little history is in order.
The workers'' union challenged the smoker fees in 2006, citing a state law, and an arbiter ruled the company had to pay back the surcharges collected during a 28-month period through June 2006. The amount was expected to be about $1,000 per employee, according to the Evansville Courier & Press.
Last month, Whirlpool''s suit to overturn the ruling was dismissed in a sealed settlement, setting the stage for rebates.
The suspended workers drew attention to their smoking when they asked for the rebates, prompting the company to check to see whether they had paid the fees. Apparently they hadn''t.
Whirlpool declined to comment about what happened. A statement confirming the suspensions said "falsifying company documents is a serious offense" punishable by suspension or termination.