Individual and Family Health Insurance
Students Health Insurance
Children Health Insurance
Medicare Plans
Business Health Insurance
Group Health Insurance
Health Insurance Help

Affordable Health Insurance

as easy as: GET QUOTES
COMPARE PLANS, over 500 plans to choose from
Individual and Family Plans
Medicare Plans
Dental Insurance
Group Health Insurance
Enter Zip code     

Health Insurance Glossary

Private health insurance

Private health insurance is a mecahnism for people to protect themselves from potentially extreme costs of midical care and to ensure that they have access to health care when they need it.

Health care can be quite costly, and only the richest among us can afford to pay the costs of treating a serious illness should it arise.  Private health insurance products pool the risk of high health care costs across alarge number of people, permitting them (or emplyers on their behalf) to pay a premium based on the average cost of medical care for the group of people.  This risk-spreading function helps make the cost of health care reasonably affordable for most people.

In addition, private health insurance enables patients to receive care in a timely way by providing evidence to health care providers that the patient can afford treatment.  Providers generally know that when they treat people with health coverage, they are likely to be paid for their services within a reasonable time.

Private health coverage is provided primarily through benefit plans sponsored by employers.  People without access to employer-sponsored insurance may obtain halth insurance on their own, usually through the individual health insurance market, although in some instances health insurance may be available to individuals through professional associations or similar arrangements.

CLICK HERE for instant online individual and family health insurance quote with verious health insurance carriers.

Click here for group health insurance instant online quote with verious health insurance carrieres.

Search Look in:   Glossary Words Only   Full Glossary
Corporate Family Health Insurance Quotes Business Health Insurance Quotes Medicare Health Insurance Quotes
About Us
Contact Us
Legal Terms & Licenses
Site Map
Individual & Family Quotes
Child Health Insurance Quotes
Students Health Insurance
Short-term Health Insurance
Dental Insurance Quotes
Business Health Insurance Quotes
Group Health Insurance Quotes
Group Dental Insurance Quotes
Group Vision Insurance Quotes
Medicare Supplement Quotes
Medicare Advantage Quotes
Dental Insurance Quotes
Medicare Prescription Drug Plans / Part D
Health Insurance Companies Health Insurance Plans


Anthem Blue Cross
Blue Shield of California
Health Net
Kaiser Permanente


Anthem Blue Cross Blue Shield
Kaiser Permanente
Rocky Mountain Health Plans


Anthem Blue Cross Blue Shield
Health Plan of Nevada, Inc.
Sierra Health and Life Insurance Company, Inc.
California Health Insurance Plans
Colorado Health Insurance Plans
Nevada Health Insurance Plans
Health Insurance Resources International Health & Life Insurance
Health Insurance Brochures
Health Insurance Companies
Health Insurance Glossary
Healthy Families Program
Access for Infants and Mothers
Health Center
Health Insurance News
Online Support
International Health & Life Glossary
Major Medical & Term Life
International Student Health Insurance
Travel Insurance
Group Travel Insurance
Frequent Traveler Insurance
MultiNational Accident Plan
International Term Life
MultiNational Group Benefit

web developed and powered by noble technologies