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Health Insurance Glossary

Individual Health Insurance Coverage

Finding individual health insurance coverage is convenient when you visit our site. At you will find that we offer great service, competitive rates and the convenience that Internet shopping provides. Individual health coverage plans are available for comparison to help you find the health insurance coverage to meet your health needs.

There are many ways that people can receive individual health insurance coverage. One way is under federal and state government sponsored programs such as Medicare and Medicaid. Another is through service-type plans. Individual health insurance coverage is also offered through health care systems such as HMOs, or health-management organizations, and PPOs, or preferred provider organizations. Health insurance coverage plans for individuals can also be purchased privately, or through large purchasing groups such as credit unions and professional or trade associations.

We invite you to use our site to compare individual coverage plans to see what best meets your health care needs and provides you with the best individual health insurance coverage for your situation. Health insurance coverage for self-employed individuals can be expensive, but the costs might be offset when you consider the tax breaks you can receive on your medical bills. For the self-employed, the IRS under Section 105 allows you to deduct 100% of your health care costs from your taxes. If you have a persistent medical condition, this can help offset the costs related to the medical treatment required.

At our website we offer quality health insurance coverage tailored to meet individual's needs in all stages of life. You will appreciate our great service and rates, plus the convenience offered by shopping for individual health insurance coverage on our site. When shopping for individual health insurance coverage, it helps to understand the types of individual health insurance plans available. There are two general categories available: indemnity plans and managed care plans. Indemnity plans allow you the freedom to choose your own doctor and it pays for your medical expenses. Managed care plans include HMOs, PPOs and POS plans. These individual health coverage plans have created an arrangement between a selected network of doctors, hospitals and other health care providers and the insurer. The advantage of the indemnity plan is that you can use the service of any provider. The advantage with managed care plans is that they offer a better value and they also offer a wider range of coverage.

Because premiums vary so widely, it pays when shopping for health insurance for singles to compare prices on our website. We will help you find the lowest premiums available for the individual health insurance coverage that is most appropriate for your health care needs.

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