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Health Insurance Glossary

Employee Health Insurance

Most employers’ benefit packages for their employees include group health insurance plan, which offers health insurance coverage to their employees. Employee health insurance plan is usually selected and maintained by the employer, and the choice of health insurance plans can vary from one plan to every employee or a choice of several plans. Employer generally pays all or part of employees health insurance cost, and generally dependent coverage cost is paid by employees. Of course these conditions can vary and are decided by the employer. Health insurance carriers generally have certain requirements for employer contribution towards employee group health insurance plans.

Within choice of employee health insurance plans there could be HMO, PPO, POS or indemnity plans. Confused? Don’t be. At we will help you get answers to these and many more of your health insurance questions.

Indemnity plans generally offer complete freedom to choose your own doctors and hospitals. These plans are not very popular these days, and most insurance companies do not offer indemnity plans. HMO, PPO, and POS plans are managed care plans. The plan carrier (the insurance company) has an agreement with certain doctors, hospitals and health care providers to give certain health insurance services at a reduced cost.

At employers can get instant online employee health insurance plans comparison in maters of seconds. Employers can also get professional advise for their employees health insurance benefits by calling (877) hipi-999 or (877) 447-4999.

To get instant online employee health insurance quote and to make comparison of hundreds of plans offered by all major health insurance carriers Click Here.

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